NPCI Exam Pattern 2025, Recruitment Process

NPCI Recruitment Process: Everything You Need to Know

The National Payments Corporation of India (NPCI) is at the forefront of digital payments innovation in India — powering UPI, RuPay, and other transformative financial systems. Getting hired at NPCI not only offers great career growth but also the chance to work on real, impactful technology.

If you’re aspiring to join this fintech leader, here’s a complete breakdown of the NPCI recruitment process.

NPCI typically hires freshers and experienced candidates through:

  • Campus Placements
  • Lateral Hiring via Portals (LinkedIn, Naukri, etc.)
  • Hackathons & Coding Challenges
  • NPCI Talent Hunt / Graduate Engineer Trainee Program

Basic Requirements:

  • B.E./B.Tech (CS/IT/EC or related fields)
  • Minimum 60% aggregate (may vary)
  • Strong coding and problem-solving skills
RoundsDescription
Online TestAptitude + Technical MCQs + Coding
Technical InterviewDeep dive into projects, CS fundamentals, DSA
Managerial/HR InterviewBehavioral questions, domain knowledge, culture fit

1. Online Assessment

  • Platform: [Hackerearth / CoCubes / HirePro – varies]
  • Sections:
    • Aptitude: Quant, Logical, Verbal
    • Domain Based: DBMS, OS, OOPs, Networking
    • Coding Questions: 1–2 medium-level problems (DSA-focused)
  • Time: 90 minutes
  • Difficulty: Moderate

2. Technical Interview

  • Topics:
    • Data Structures & Algorithms
    • Database Management (SQL queries)
    • Object-Oriented Programming
    • Computer Networks & Operating Systems
    • Project/Internship discussion
  • Bonus: You might be asked about UPI, FASTag, RuPay, or NPCI initiatives – be aware!

3. HR/Managerial Interview

  • Common Questions:
    • “Tell me about yourself.”
    • “Why NPCI?”
    • “Explain any NPCI product you admire.”
    • “Are you comfortable with relocation/night shifts?”
  • May include questions about values, goals, and behavioral scenarios.
  • Graduate Engineer Trainee (GET)
  • Software Engineer
  • Business Analyst / Product Roles
  • Cybersecurity / QA Engineer
  • Brush up on core CS subjects.
  • Practice competitive coding (LeetCode, HackerRank).
  • Read about NPCI products and their impact on India’s fintech.
  • Be honest and confident in interviews.
  • Keep your resume crisp and relevant.

Final Thoughts

Joining NPCI means being part of a mission that touches the lives of billions of Indians every day. Their recruitment process is challenging yet fair — designed to identify bright minds who want to build the future of payments.

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